Crypto.com Visa Card Review: Is It Worth It?
In this Crypto.com Visa Card review, we will be examining whether or not the Crypto.com Visa Card is a good option.
Disclaimer: We want to emphasize that this is not financial advice. Cryptocurrencies operate in a volatile market, where values can drastically fluctuate in a blink of an eye. It is imperative to conduct thorough research and seek guidance from a qualified financial advisor before investing.
Background and History
The Crypto.com Visa Card, an integral component of the Crypto.com platform, represents a noteworthy offering in the realm of prepaid cards. Its availability spans across a significant geographical expanse, encompassing a substantial portion of Europe, the United States, and various other countries.
At its core, the Crypto.com Visa Card manifests in five distinct tiers, each presenting a spectrum of benefits tailored to its users. An intriguing facet lies in the potential to garner up to 8% cashback on every transaction conducted through this card. This incentive structure seeks to amalgamate financial convenience with a tangible return mechanism, potentially enhancing the allure of the card for a diverse user base.
As an augmentation of the broader Crypto.com ecosystem, the Visa Card harmonizes with the platform's overarching objective to facilitate seamless engagement with cryptocurrency and related financial instruments. Its utility extends beyond its immediate cashback proposition, serving as a conduit for users to tangibly integrate cryptocurrency into their daily financial activities.
It is important to acknowledge that while the benefits are discernible, prudent assessment is encouraged. The crypto landscape, characterized by its dynamism, warrants a circumspect evaluation of risk and reward. Hence, potential users are well-advised to not be swayed solely by the cashback allure but to critically evaluate their own financial preferences and the role of cryptocurrency within their individual framework.
Card Tiers
There are five different tiers for the Crypto.com Visa Card,
If you want to get the Crypto.com Visa Card - Midnight Blue, you don't need to stake any CRO and you can order it for free, that being said, we think you should consider staking CRO and getting a higher tier card.
Staking CRO means that you will invest a certain amount of money in CRO (which is the Crypto.com token) and lock it for 6 months.
While the CRO is locked you will earn interest on your CRO investment and will likely gain even more money since the CRO token value will probably increase over the course of the six months.
If you unstake the CRO after six months you will lose some of the benefits.
Card Benefits with CRO Stake
Crypto.com Visa Card - Midnight Blue (No CRO Stake)
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $200)
- $2,000 Monthly Interbank Exchange Rates
Crypto.com Visa Card - Ruby Steel ($400 CRO Stake)
-
2% Cashback
-
Free Spotify
- No Fee ATM Monthly Withdrawals (Up to $400)
- $4,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Jade Green / Royal Indigo ($4000 CRO Stake)
-
3% Cashback
-
Free Spotify
- Free Netflix
- Airport Lounge Access
- No Fee ATM Monthly Withdrawals (Up to $800)
- $10,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Icy White / Frosted Rose Gold ($40,000 CRO Stake)
-
5% Cashback
-
Free Spotify
- Free Netflix
- Free Amazon Prime Video
- 10% Discount on Expedia
- Exclusive Merchandise Welcome Pack
- Earn Bonus Interest
- Crypto.com Private
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- $20,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Obsidian Black ($400,000 CRO Stake)
-
8% Cashback
-
Free Spotify
- Free Netflix
- Free Amazon Prime Video
- 10% Discount on Expedia
- Exclusive Merchandise Welcome Pack
- Earn Bonus Interest
- Crypto.com Private
- 10% Discount on Airbnb
- Private Jet Partnership
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- Unlimited Monthly Interbank Exchange Rates
- Composite Metal
Card Benefits without CRO Stake
Crypto.com Visa Card - Midnight Blue (No CRO Stake)
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $200)
- $2,000 Monthly Interbank Exchange Rates
Crypto.com Visa Card - Ruby Steel (After Unstaking)
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $400)
- $4,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Jade Green / Royal Indigo (After Unstaking)
-
1.5% Cashback
- Airport Lounge Access
- No Fee ATM Monthly Withdrawals (Up to $800)
- $10,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Icy White / Frosted Rose Gold (After Unstaking)
-
1.75% Cashback
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- $20,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Obsidian Black (After Unstaking)
-
2% Cashback
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- Unlimited Monthly Interbank Exchange Rates
- Composite Metal
Pricing
As we've said, there are five different Crypto.com Visa Card tiers, depending on the tier you choose, you will have to buy and stake a certain amount of the CRO token
Crypto.com Visa Card - Midnight Blue
-
FREE
Crypto.com Visa Card - Ruby Steel
-
$400 worth of CRO
Crypto.com Visa Card - Jade Green / Royal Indigo
-
$4000 worth of CRO
Crypto.com Visa Card - Icy White / Frosted Rose Gold
-
$40,000 worth of CRO
Crypto.com Visa Card - Obsidian Black
-
$400,000 worth of CRO
Crypto.com Visa Card Pros & Cons
Crypto.com Visa Card: Pros
- Perpetual Cashback
- Incredible Perks
- Ability to top up using cryptocurrencies
- New perks added
- Benefits when using it with Crypto.com
- The metal cards look outstanding
- Access to airport lounge
Crypto.com Visa Card: Cons
- You stop having most perks if you unstake your CRO
- Too many recent changes
- Bad communication
Crypto.com Visa Card Review: Verdict
Depending on the tier you choose, the Crypto.com Visa Card is very possibly the best card you'll ever own.
The perks are incredible, from a free airport lounge to great interest rates and perpetual cashback on every single purchase.
The fact that the card is connected to the cryptocurrency world makes it even better, the perks you get for using it on the Crypto.com platform are another great benefit.
The major downsides to the service were some of the recent unnoticed changes to interest rates, this bad communication has resulted in a lot of complaints from Crypto.com customers, that being said, the team has apologized for these mistakes, they have re-adjusted some of the changes, and have assured customers that they'll do their very best to improve communication.
If you haven't started investing in cryptocurrencies, you probably could start thinking about it, this is a market that is likely to rise in the near future while the distrust for banking institutions keeps growing especially among millennials.
If you'd like to get a Crypto.com Visa Card and earn $25 completely free, simply follow the Crypto.com Visa Card Referral link below or insert the Crypto.com Visa Card Referral code: c8fq7euk9m
If you'd like to get $50 more, sign up for the Crypto.com Exchange using our Referral Link below and stake 10,000 CRO.
Nuno Sequeira
As a filmmaker with extensive experience across multiple areas of content creation, my work has been featured internationally, and I’ve had the honor of serving as both a speaker and jury member at numerous prestigious events. However, in recent years, I’ve grown increasingly disillusioned with the direction of the art world, prompting a shift in my focus toward disciplines I believe will be pivotal for the future: cybersecurity, self-education, web design, and investing. These interests have culminated in the launch of RushRadar, a platform dedicated to exploring these vital topics and empowering others to navigate the evolving digital landscape.