Crypto.com Visa Card Review: Is It Worth It?
Crypto.com Visa Card Review
In this Crypto.com Visa Card review, we will be examining whether or not the Crypto.com Visa Card is a good option.
Background And History
The Crypto.com Visa Card is a prepaid card offered by the Crypto.com platform.
The card is currently available in most of Europe, the United States, and other countries.
There are five different tiers with multiple benefits like up to 8% cashback on every purchase you complete using your card.
Card Tiers
There are five different tiers for the Crypto.com Visa Card,
If you want to get the Crypto.com Visa Card - Midnight Blue, you don't need to stake any CRO and you can order it for free, that being said, we think you should consider staking CRO and getting a higher tier card.
Staking CRO means that you will invest a certain amount of money in CRO (which is the Crypto.com token) and lock it for 6 months.
While the CRO is locked you will earn interest on your CRO investment and will likely gain even more money since the CRO token value will probably increase over the course of the six months.
If you unstake the CRO after six months you will lose some of the benefits.
Card Benefits With CRO Stake
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $200)
- $2,000 Monthly Interbank Exchange Rates
Crypto.com Visa Card - Ruby Steel ($400 CRO Stake)
-
2% Cashback
-
Free Spotify
- No Fee ATM Monthly Withdrawals (Up to $400)
- $4,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Jade Green / Royal Indigo ($4000 CRO Stake)
-
3% Cashback
-
Free Spotify
- Free Netflix
- Airport Lounge Access
- No Fee ATM Monthly Withdrawals (Up to $800)
- $10,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Icy White / Frosted Rose Gold ($40,000 CRO Stake)
-
5% Cashback
-
Free Spotify
- Free Netflix
- Free Amazon Prime Video
- 10% Discount on Expedia
- Exclusive Merchandise Welcome Pack
- Earn Bonus Interest
- Crypto.com Private
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- $20,000 Monthly Interbank Exchange Rates
- Composite Metal
-
8% Cashback
-
Free Spotify
- Free Netflix
- Free Amazon Prime Video
- 10% Discount on Expedia
- Exclusive Merchandise Welcome Pack
- Earn Bonus Interest
- Crypto.com Private
- 10% Discount on Airbnb
- Private Jet Partnership
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- Unlimited Monthly Interbank Exchange Rates
- Composite Metal
Card Benefits Without CRO Stake
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $200)
- $2,000 Monthly Interbank Exchange Rates
Crypto.com Visa Card - Ruby Steel (After Unstaking)
-
1% Cashback
- No Fee ATM Monthly Withdrawals (Up to $400)
- $4,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Jade Green / Royal Indigo (After Unstaking)
-
1.5% Cashback
- Airport Lounge Access
- No Fee ATM Monthly Withdrawals (Up to $800)
- $10,000 Monthly Interbank Exchange Rates
- Composite Metal
Crypto.com Visa Card - Icy White / Frosted Rose Gold (After Unstaking)
-
1.75% Cashback
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- $20,000 Monthly Interbank Exchange Rates
- Composite Metal
-
2% Cashback
- Airport Lounge Access + 1 Guest
- No Fee ATM Monthly Withdrawals (Up to $1000)
- Unlimited Monthly Interbank Exchange Rates
- Composite Metal
Pricing
As we've said, there are five different Crypto.com Visa Card tiers, depending on the tier you choose, you will have to buy and stake a certain amount of the CRO token
-
FREE
Crypto.com Visa Card - Ruby Steel
-
$400 worth of CRO
Crypto.com Visa Card - Jade Green / Royal Indigo
-
$4000 worth of CRO
-
$40,000 worth of CRO
-
$400,000 worth of CRO
Crypto.com Visa Card Pros & Cons
Crypto.com Visa Card: Pros
- Perpetual Cashback
- Incredible Perks
- Ability to top up using cryptocurrencies
- New perks added
- Benefits when using it with Crypto.com
- The metal cards look awesome
- Access to airport lounge
Crypto.com Visa Card: Cons
- You stop having most perks if you unstake your CRO
- Too many recent changes
- Bad communication
Crypto.com Visa Card Review: Verdict
Depending on the tier you choose, the Crypto.com Visa Card is very possibly the best card you'll ever own.
The perks are incredible, from a free airport lounge to great interest rates and perpetual cashback on every single purchase.
The fact that the card is connected to the cryptocurrency world makes it even better, the perks you get for using it on the Crypto.com platform are another great benefit.
The major downsides to the service were some of the recent unnoticed changes to interest rates, this bad communication has resulted in a lot of complaints from Crypto.com customers, that being said, the team has apologized for these mistakes, they have re-adjusted some of the changes, and have assured customers that they'll do their very best to improve communication.
If you haven't started investing in cryptocurrencies, you probably could start thinking about it, this is a market that is likely to rise in the near future while the distrust for banking institutions keeps growing especially among millennials.
If you'd like to get a Crypto.com Visa Card and earn $25 completely free, simply follow the Crypto.com Visa Card Referral link below or insert the Crypto.com Visa Card Referral code: c8fq7euk9m
If you'd like to get $50 more, sign up for the Crypto.com Exchange using our Referral Link below and stake 10,000 CRO.
