Wirex Review: Is It Worth It?
Wirex Review
In this Wirex review, we will be examining whether or not the Wirex Card and the Wirex Platform are worth your time!

Background And History
Wirex is an innovative app & payment card that allows users to seamlessly send, receive, exchange, and spend a range of digital and conventional currencies.
While others have struggled to combine traditional 'fiat' currencies with crypto, Wirex specializes in it.
Wirex is not just a crypto product — but it is unashamedly crypto-friendly. Its 3.1 million customers not only use Wirex for traditional and blockchain-powered payments but also as a means to use their crypto and fiat currencies interchangeably in day-to-day life.
Wirex's mission is clear — Building a world where buying, holding, exchanging, and spending fiat and cryptocurrencies is quick, easy, and open to everyone.
That means being able to send, receive, exchange, and spend any one of 31 traditional and digital currencies at more than 54m locations around the world.
Wirex is already available in 130 countries and it's expanding sensibly, but rapidly.
Features
Wirex Card
Wirex offers a prepaid debit card, which is perfect for people who don't have access to traditional banking services. The card can be used anywhere for withdrawing cash from any ATM with just a swipe or tap. With Wirex, it's easy to manage your spendings and save money at the same time.
X-Accounts
X-Accounts let you earn up to 16% AER on selected currencies. You can withdraw your funds at any time at no extra cost and create up to 10 different X-Accounts in-app. Interest is accumulated daily and paid weekly, so all you have to do is sit back and watch your savings grow!
X-tras Rewards Programme
X-tras allows customers to get more out of their Wirex accounts than ever before. Three flexible price plans – Standard, Premium, and Elite – offer different tiers of rewards and benefits, including supercharged Cryptoback™ rewards, annual Savings Bonuses on WXT account balances, and exclusive merchant offers.
Hassle-Free Sharing
Send money to your contacts in seconds, no wallet address or account details are required.
Compliance
Wirex actively seeks the appropriate licenses where they exist - and where regulations are lacking, Wirex applies the same rigorous standards as if they were in place. Wirex secured an e-money license in the UK in 2018 and currently are applying for EEA, Japan, and Singapore licenses. Wirex embraces regulation as a means to provide a transparent, safe, and secure environment to its customers around the world.
Fees
Zero Exchange Fees
Instantly switch between your crypto and traditional currency at Over-the-Counter and interbank rates, with zero fees and up to 3% savings compared to the competition.
High Limits, no Fees
Wirex offers free ATM withdrawals up to SG$400 per month, unlimited spending and no monthly maintenance fees. You also get unlimited fee-free FX.
Plans & Pricing
- 0.5% Cryptoback™ (in-store)
- Merchant Offers
- Free fully-featured cryptocurrency wallets
- Free Wirex card
- Spend in over 150 currencies at the interbank exchange rate
- NO FEE UNLIMITED interbank exchange rates
- UNLIMITED Access to OTC (Over-the-Counter) crypto exchange rates
- Payments: UNLIMITED Cryptocurrency external transfers
- Withdrawals: NO FEE ATM withdrawals up to €400 per month, then 2% fee
- Subscription Type: Free, unlimited
- 4% annual Savings Bonus on WXT balance!** (Usual rate 2%)
- 1% Cryptoback™ (in-store)
- 1% Cryptoback™ (online)
- Merchant offers
- Free fully-featured cryptocurrency wallets
- Free Wirex card
- Spend in over 150 currencies at the interbank exchange rate
- NO FEE UNLIMITED interbank exchange rates
- UNLIMITED Access to OTC (Over-the-Counter) crypto exchange rates
- Payments: UNLIMITED Cryptocurrency external transfers
- Withdrawals: NO FEE ATM withdrawals up to €400 per month, then 2% fee
- Subscription Type: Annual, 90-day break clause
- 12% annual Savings Bonus on WXT balance** (Usual rate 6%)
- 2% Cryptoback™ (in-store)
- 2% Cryptoback™ (online)
- Curated elite offers from merchant partners
- Free fully-featured cryptocurrency wallets
- Free Wirex card
- Spend in over 150 currencies at the interbank exchange rate
- NO FEE UNLIMITED interbank exchange rates
- UNLIMITED Access to OTC (Over-the-Counter) crypto exchange rates
- Payments: UNLIMITED Cryptocurrency external transfers
- Withdrawals: NO FEE ATM withdrawals up to €400 per month, then 2% fee
- Subscription Type: Annual, 90-day break clause
Wirex Pros & Cons
Wirex: Pros
- Many features
- Available in 130 countries
- Very low fees
- Earn high interest on balances
- X-accounts offer an unbeatable 16% interest on traditional currencies and up to 10% on BTC, ETH, LTC and other major cryptocurrencies
- Takes compliance very seriously
- The Standard card plan is free
- Supports 29 cryptocurrencies
- 24/7 live chat support
Wirex: Cons
- Many complaints regarding slow customer support
- Cashback is low when compared to competitions (although competitors require staking).
- Instead of having an annual fee, it would be nice to have tiered benefits based on WXT staking instead of an annual fee, that could raise the value of the token as well as making Wirex more competitive when compared to competition
Wirex Review: Verdict
After our Wirex review, we've concluded that this is one of the most innovative and solid companies in the crypto universe.
Wirex was established in 2018 and has been steadily expanding ever since, it takes compliance very seriously and abides by every regulation.
At the time of writing, Wirex is available in 130 countries and supports 29 cryptocurrencies + 9 traditional currencies, these numbers are likely to keep increasing in the near future.
Fees are very low, and Wirex offers a free card option, unfortunately, the cashback rewards are lower than most of its competition.
Although Wirex offers 24/7 live chat support, there are many complaints regarding the slow response time when resolving open tickets.
If you would like to sign up for Wirex and get a $30 Bonus, follow the link below!
