N26 Review: Is it Safe? (January 2022)
N26 Review
In this N26 review, we will be examining whether or not N26 is a good fintech banking option.
N26: Background
N26 is a German neobank offering its services throughout various European Union member states and in the U.S.
N26: Plans
There are three different N26 plans / N26 cards.
-
Transparent Card
- Contactless Payments
- Mobile Payments
- Mobile Banking
- Free Payments Worldwide
- Up to 3 Free Withdrawals in Eurozone
- Up to 2 Sub-Accounts
- Chatbot Support
- In-App Livechat
- €100,000 Deposit Protection
- 3D Secure
- Two-Factor Authentication
-
Colorful Card
- Contactless Payments
- Mobile Payments
- Mobile Banking
- Free Payments Worldwide
- Up to 5 Free Withdrawals in Eurozone
- Unlimited Free Withdrawals in Any currency
- Medical Travel Insurance
- Trip Insurance
- Flight Insurance
- Luggage Coverage
- Mobility Insurance
- Winter Sport Insurance
- Up to 10 Sub-Accounts
- Shared Sub-Accounts
- Partner Offers
- Chatbot Support
- In-App Livechat
- €100,000 Deposit Protection
- 3D Secure
- Two-Factor Authentication
-
Metal Card
- Contactless Payments
- Mobile Payments
- Mobile Banking
- Free Payments Worldwide
- Up to 8 Free Withdrawals in Eurozone
- Unlimited Free Withdrawals in Any currency
- Medical Travel Insurance
- Trip Insurance
- Flight Insurance
- Luggage Coverage
- Mobility Insurance
- Winter Sport Insurance
- Car Rental Insurance
- Phone Insurance
- Up to 10 Sub-Accounts
- Shared Sub-Accounts
- Partner Offers
- Unique Experiences
- Chatbot Support
- In-App Livechat
- Dedicated N26 Metal Line
- €100,000 Deposit Protection
- 3D Secure
- Two-Factor Authentication
N26: Pricing
As we've said, there are three different N26 plans / N26 cards.
-
Free
-
€9.90/mo
-
€16.90/mo
N26 Review: Pros & Cons
N26: Pros
- €100,000 customer protection on all cards
- Travel, Medical and Equipment insurance with some cards
- Good customer support
N26: Cons
- App needs improvement
- Lacks cashback features
- Paid plans are more expensive than average
N26 Review: Verdict
N26 is a good fintech banking option, it has good customer support, it's a reliable well-established company and it backs all your deposits with protection of up to €100,000.
The perks offered with the N26 You card and the N26 Metal card are very appealing, that being said, when compared to other providers like Revolut, these premium cards are a bit pricey.
Also, it would be great to see some cashback perks being offered with these high-tier cards.
If you'd like to get an N26 account with a free card, free delivery, and earn €5 completely free after you've completed your first purchase of €5 or more using your card, simply follow the N26 Referral link below or insert the N26 Referral code: rodrigor0372
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